Why work with an Accident Attorney?
Why you should use an Accident and Injury Lawyer in Rhode Island
Contact Rhode Island Motorcycle Accident Attorney Macktaz NOW — 401-861-1155
You may hear all kinds of advice after your motor vehicle accident. Friends and family will tell you that you can handle all of the paperwork, claim forms, and insurance negotiations by yourself, to save yourself some money and forget about hiring an attorney.
Unfortunately, this is not always the case. Even those people who are highly skilled themselves, often hire an attorney to sort through the numerous forms and filings that must be taken care of after an accident occurs. You will be recovering from your injuries and virtually unable to manage many of the tasks physically, nor will you have the legal knowledge to secure the best possible agreement from the insurance company.
Some of the situations that can occur during the insurance claim process for a personal injury or property damage are:
- Scheduling appraisals of property with insurance adjustors
- Obtaining medical information from treating physicians and forwarding them to adjustors
- Telephone conversations with adjustors regarding facts surrounding the accident and progress of the victims
- Requesting wage information from employers and forwarding to adjustors
- Filing accurate dates on the calendar to watch for statute of limitations deadlines and file court documents accordingly
A qualified, reputable personal injury attorney knows the laws governing personal injury claims and settlements, and will be able to negotiate the best possible agreement between the insurance company and you. The fact that most personal injury lawyers are not paid for handling your case unless they obtain a settlement for you should leave you feeling very confident in both their abilities, and the fact that it will cost you nothing unless you win the case.
Contact RI Motor Vehicle Accident Attorney Macktaz NOW — 401-861-1155
BASICS ABOUT ACCIDENTS AND PERSONAL INJURY CLAIMS IN RHODE ISLAND
In the State of Rhode Island, the statute of limitations on a personal injury matter is 3 years. What that means is that from the date you are injured in an auto accident, to the deadline for when you can collect any damages for that accident or injury may not be more than 3 years. This is why a knowledgeable personal injury attorney is a must if you have been injured in a car accident. They will be able to tell you whether you have a situation where you can file a claim for damages against the insurance company or in some cases the other driver as well, and how best to go about pursuing any claim of this nature.
The standard liability limits, or basic minimum insurance coverage, required in RI is $25,000/$50,000. This means that if the driver of the other vehicle is found liable or negligent in the accident, their insurance company will pay up to $25,000 per person injured in your vehicle, but will not exceed $50,000 in total payments for the accident altogether. This basic policy will also cover up to $25,000 in property damage. The choice to include uninsured motorist is left to the consumer, and is often omitted from this basic coverage.
Your medical bills will be paid either by your medical insurance or by the insurance coverage on the other party’s automobile policy. One note however, and a point of contention that most people misunderstand during the personal injury process, is that your medical payments will be paid back, or deducted from any settlement monies you receive by the party that paid them. In some cases, if they are paid by your medical insurance, you will be required to sign a lien stating that they may be named as a payee in any settlement checks.
This $50,000 limit will also be used to cover any wage loss, pain and suffering, mental anguish, or other expenses incurred while recovering from your injury. If your injury is severe however, your attorney may advise you to file a formal lawsuit and proceed to a trial. This will be true especially if the insurance company is unwilling to give you enough to cover your losses.
Contact Rhode Island Accident Attorney Macktaz NOW — 401-861-1155 and we will respond to you as soon as possible.
We represent those injured in a car crash, truck accident, motorcycle accident, auto accidents, and other motor vehicle related accidents.
Major Rhode Island Roadways:
Interstate 95: I-95: I-95 is the main north-south Interstate Highway on America’s east coast. In Rhode Island, I-95 travels from the Connecticut border near Westerly through Warwick and Providence and then on to the Massachusetts border in Pawtucket. Routes I-195 and I-295 (discussed below) are spurs of I-95.
Interstate 195: I-195: Travelling a combined 40.1 miles in Massachusetts and Rhode Island, I-195 leaves its junction with I-95 in Providence then heads east to a junction with I-495 and Route 25 on Massachusetts’ Cape Cod. The section of I-195 in downtown Providence is being replaced. The new route will lie just south of the Fox Point Hurricane Barrier.
Interstate 295: I-295: At a length of just 26.58 miles in Rhode Island and Massachusetts, I-295 is short but vital. From its southern terminus in Warwick, it forms an essential western beltway around Providence before ending to the north in Attleboro, Massachusetts. Plans are underway to supplement I-295 with an eastern beltway around Providence.
Other roadways where accidents typically happen in Rhode Island: Route 44, Route 6, Route 24, Route 1, Route 138, and Route 4
Rhode Island Counties
Bristol – Kent – Newport – Providence – Washington